Does Cigna Cover Mental Health Rehab? What You Need To Know
If you are struggling with mental health problems, you are not alone.
Millions of people worldwide suffer from mental health problems every day. The good news is that there is help available. Cigna insurance provides mental health rehab and treatment coverage at certified South Florida rehabs like Reign Recovery Center.
Contact Reign Recovery Center today to learn more about how our treatment programs in Florida can help you overcome your issues.
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Does Cigna Cover Mental Health Rehab?
Cigna offers different coverage levels for policyholders depending on their individual needs.
The bronze level of coverage provides the policyholder with basic coverage for mental health rehab. This level of coverage typically covers a portion (60%) of the cost of treatment.
The silver level of coverage provides the policyholder with more comprehensive coverage for mental health rehab. This level of coverage typically covers a more significant portion (70%) of the cost of treatment than the bronze level.
The gold level of coverage provides the policyholder with the most comprehensive coverage for mental health rehab. This level of coverage typically covers a significant portion (80%) of treatment.
The platinum level of coverage provides the policyholder with premium Coverage for mental health rehab. This is Cigna’s highest level of coverage and typically covers 90% of the costs associated with treatment.
The prerequisites for getting coverage is that you must be a policyholder to get coverage for mental health rehab through Cigna insurance. You must also be enrolled in a Cigna plan that provides coverage for mental health treatment.
If you have any questions about your coverage and Cigna treatments, be sure to contact Cigna or your Reign Recovery Center representative. The admissions team at our Cigna South Florida rehab center can help you verify your policy coverage and answer any questions you may have about treatment.
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Does Cigna Cover Inpatient Treatment & What Can I Expect?
Cigna insurance typically covers inpatient treatment. Finding a Cigna Mental Health Rehab Center can be vital if you are a Cigna policyholder and are searching for an mental health treatment program.
Inpatient treatment takes place at a live-in facility like Reign Recovery Center. During your stay at the residential facility, you will receive 24-hour care from our team of experts. Additionally, you will participate in individual and group therapy sessions, as well as activities designed to help you recover.
Inpatient treatment can be beneficial for those who are struggling to overcome mental health problems. Inpatient treatment allows you to focus on your recovery without the distractions of everyday life. It also provides you with a support system of experts and peers who can help you through the recovery process.
After completing inpatient treatment, you will transition to an outpatient program. During outpatient care, you will continue to receive support from our team of experts as you return to your everyday life.
Contact Reign Recovery Center today to learn how our top-rated mental health treatment in Florida can help you.
What Additional Services Does Cigna Cover For Mental Health Treatment?
Detoxification is the first step in treatment and helps rid your body of toxins from drugs and alcohol.
Partial hospitalization is a less intensive form of inpatient care that can benefit those who need more structure than an outpatient program but are not ready for residential treatment.
Are Providers And Treatment Facilities Required To Be In-Network Treatment Programs?
Cigna insurance typically covers treatment at in-network providers and facilities.
The level of coverage provided by Cigna in-network Mental Health Rehab insurance for treatment can vary depending on the type of treatment, received length of stay, and other factors.
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What Happens If A Patient Goes Out-Of-Network For Treatment?
If a provider is out of network, patients are responsible for the difference in cost between what the provider charges and what Cigna allows.
What Happens If A Patient Decides To Stop Treatment Early?
Likewise, patients who decide to stop treatment early are still responsible for any outstanding balance for treatment services received.
What Can Patients Do If Cigna Will Not Cover Mental Health Rehab Services?
If Cigna denies coverage for mental health rehab services, patients can file an appeal. The first step is to call the customer service number on the back of your insurance card. You will need to gather documentation regarding your treatment and coverage to support your claim.
Once you have gathered all the necessary documentation, you will need to submit it to Cigna along with your appeal letter. After Cigna receives your appeal, they will review your case and decide. If Cigna denies your appeal, you have the right to request a second review of your case.
Finally, complaints may also be filed with your state’s insurance department if you are not satisfied with Cigna’s decision.
Reign Recovery Center Accepts Cigna Insurance
Don’t wait any longer to find help for your alcohol or drug problems. Cigna insurance is accepted for mental health rehab at certified facilities like Reign Recovery Center.
Contact us today to learn more about our program and how we can help you recover!
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We aim to help everyone who contacts us. Whether our program makes sense for you or not, we will help you find the best treatment options that work best for your personal needs.